The gross salary is the amount you get before deductions. You can consider CTC as the employer’s total spending on hiring an employee. It depends on a variety of factors, which affect your net salary. It includes HRA, CA, medical expenses, gratuity, EPF, and other allowances. Employee Provident Fund (EPF) it is only for private sector employeesĭifference between CTC and in-hand salaryĬTC is the total amount the company spends on an employee. ![]()
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